So you never thought about health insurance until you heard you no longer qualified for your parents plan. Maybe you are transitioning into the career world and do not yet have the option of employer group health insurance. There are other options for you.
So what is a perfect option for my situatuion? Most of the major insurance companies we have all heard of can help. They offer health insurance to individuals. They have some very great plans that cater to the consumers in your exact situation.
There are many plans that are designed with your needs in mind. They know what you expect and what is important to your generation. Some good examples are the Unicare Sound and Blue Cross Tonik plans. These plans are specifically designed to appeal to the 20 something's.
Twenty Something's do not want to hassle with numerous bills. They want to go to the doctor, pay a set price and go on with their busy life. So some of these new plans offer an all inclusive co pay. Meaning it includes lab and x-ray, something not typically covered in the office visit.
Young people are loving this feature! Most are on a fixed income or have student loans to manage and just can not afford 2 or 3 bills for a office visit. It is one worry they do not want added to their plates. A $30 co pay is much more manageable then a bill for $200.
The younger generation also expect for these plans to have all the added bonuses. So they really want a plan that includes dental and vision. They are designing these plans with just that and keeping the premiums affordable.
The 20 somethings do not like all the fine details either. So these plans are simple and straight forward. They have left off the popular co insurance component of health insurance plans. So once they meet their deductible the carriers pay 100%. So no more 80/20 or maximum out of pocket confusion here.
This point of transitioning into adulthood use to be left with out insurance at all. We are smarter now and know that this is a bad idea. it can really hurt you financially. So thank you to the carriers for stepping up and providing simple plans for this special time of the young adults lives.
So what is a perfect option for my situatuion? Most of the major insurance companies we have all heard of can help. They offer health insurance to individuals. They have some very great plans that cater to the consumers in your exact situation.
There are many plans that are designed with your needs in mind. They know what you expect and what is important to your generation. Some good examples are the Unicare Sound and Blue Cross Tonik plans. These plans are specifically designed to appeal to the 20 something's.
Twenty Something's do not want to hassle with numerous bills. They want to go to the doctor, pay a set price and go on with their busy life. So some of these new plans offer an all inclusive co pay. Meaning it includes lab and x-ray, something not typically covered in the office visit.
Young people are loving this feature! Most are on a fixed income or have student loans to manage and just can not afford 2 or 3 bills for a office visit. It is one worry they do not want added to their plates. A $30 co pay is much more manageable then a bill for $200.
The younger generation also expect for these plans to have all the added bonuses. So they really want a plan that includes dental and vision. They are designing these plans with just that and keeping the premiums affordable.
The 20 somethings do not like all the fine details either. So these plans are simple and straight forward. They have left off the popular co insurance component of health insurance plans. So once they meet their deductible the carriers pay 100%. So no more 80/20 or maximum out of pocket confusion here.
This point of transitioning into adulthood use to be left with out insurance at all. We are smarter now and know that this is a bad idea. it can really hurt you financially. So thank you to the carriers for stepping up and providing simple plans for this special time of the young adults lives.
About the Author:
The author agent Jeff Cline can assist you in your quest for individual health insurance . He is an expert on the health plan offerings for twenty somethings. If you are a student he aslo has student health insurance offerings. Give him a call day or night. He is dedicated to helping you meet your individual needs. you can contact him at toll free 866-526-9669
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